credit card

Credit Card Debt Part 2

The savings suggestions that I suggested to Maria in the last column must sound like too difficult but she really has to seriously sacrifice until her credit cards are fully paid. She will be in bigger trouble if doesn’t do that very quickly. In fact, she has to prepare a savings plan in writing with [...]


Credit Card Debt Part 1

Maria sent me an email that she had a big problem with all her 8 credit cards and her total credit balance reached P200k. She is only earning Php12k a month before deductions. She is a single mother with a young child. She said she used her credit card for her needs like tuition fee, [...]


Don’t Battle Over Bills Stop Arguing and Start Growing

Money isn’t worth fighting over. the more you fight, the less likely you will be to decide on goals and pursue them as a team. Check out the common husband-wife scenarios below - and read on to understand what you’re really trying to tell each other - and the best ways to stop [...]


Help!!! my credit card is missing…

Lea doesn’t always use her credit cards and actually keeps them in a separate wallet. So she was shocked when one day she suddenly found her cards missing. When Lea called the credit card companies to report the loss, she learned that her cards had already been used to make multiple transactions that [...]