Expense Management
expense management
Shift attention to Personal Finance
These past days I’ve been reading blogs and articles about personal finance, it interest me very much that lead me to decide whether its time to change the topic of this blog to a much interesting and informative niche of personal finance and investment. If I will dedicate this site to post investment stories and [...]
Management Time Saver That You Might Looking For
Any single company will not survive the local or global competition without the good and effective business management. Management in terms of productivity, simple scheduling, reduction of overhead and total control over the business are some of the key factors that need to be taken into consideration to last long in business and achieve a [...]
Pay Debt or Save Money? Which comes first?
Salve Duplito of Money Smarts wrote an article talking about which comes first, paying debt or saving money? This is very useful for us OFW specially when making decision where are we going to put our hard-earned money. Are we going to use it to pay for our debt first or put in our personal [...]
Credit Card Debt Part 2
The savings suggestions that I suggested to Maria in the last column must sound like too difficult but she really has to seriously sacrifice until her credit cards are fully paid. She will be in bigger trouble if doesn’t do that very quickly. In fact, she has to prepare a savings plan in writing with [...]
Investing your savings in a sari-sari store
I received an email from Girlie who wants to put up a small sari-sari store with her savings of less than PhP5,000. Sari sari stores are a favorite business of us Filipinos because the capital required is very low. For just about any amount, and a property that opens up to a street or pathway [...]
Don’t Battle Over Bills Stop Arguing and Start Growing
Money isn’t worth fighting over. the more you fight, the less likely you will be to decide on goals and pursue them as a team. Check out the common husband-wife scenarios below – and read on to understand what you’re really trying to tell each other – and the best ways to stop bickering and [...]
You’d Better Shop Around
“Overspenders aren’t just people who spend more than they have,” Richard says. “Overspenders are individuals who spend too much for things when they can get them cheaper.” Children and adults – whether they’re financially flush or preserving their nest egg- need to become accomplished comparison shoppers.See also related entries here.
Stick to a Budget
It doesn’t matter if you are an executive earning a monthly six-figure income or a start-up employee just getting by, you can make money work for you with these time-tested principles from financially-savvy couple Vic and Avelynn Garcia of Unleash International:Step #1 List down your monthly income and expenses.According to Vic, the top skill in [...]
Expense Management – Plan Your Payables
Len Grande and her husband Elmer send four kids to school: Phyllis, 13 years old, first year high school; Philip, 11 years old, grade five; Phoebe, seven years old, grade one; and Phoenix, four years old, nursery. That means a lot of backpacks, school uniforms, pencils, papers, and notebooks to buy every single year. But [...]
Manage Your Expenses – Be Frugal
Avelina M. Lapera is one of five children raised by a farmer in Lipa, Batangas. Life wasn’t easy. She would walk to school everyday dressed up in hand-me-downs from more fortunate relatives. Her mother would by a kilo of fish on a Saturday and make it last till the next. And when harvest time came, [...]